no code implementations • 20 Jul 2016 • Rodrigo Scarpel, Alexandros Ladas, Uwe Aickelin
In order to build such risk profiles it is necessary to employ an approach that analyses data systematically in order to detect important relationships, interactions, dependencies and associations amongst the available continuous and categorical variables altogether and accurately generate profiles of most interesting household segments according to their credit risk.
no code implementations • 3 Sep 2014 • Alexandros Ladas, Jonathan M. Garibaldi, Rodrigo Scarpel, Uwe Aickelin
Consumer Debt has risen to be an important problem of modern societies, generating a lot of research in order to understand the nature of consumer indebtness, which so far its modelling has been carried out by statistical models.