HELOC (Home Equity Line of Credit)
HELOC
The HELOC dataset from FICO. Each entry in the dataset is a line of credit, typically offered by a bank as a percentage of home equity (the difference between the current market value of a home and its purchase price). The customers in this dataset have requested a credit line in the range of $5,000 - $150,000. The fundamental task is to use the information about the applicant in their credit report to predict whether they will repay their HELOC account within 2 years.
Configurations and tasks
| Configuration | Task | Description |
|---|---|---|
| risk | Binary classification | Will the customer default? |
Benchmarks
| Trend | Task | Dataset Variant | Best Model | Paper | Code |
|---|---|---|---|---|---|
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HELOC
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Distill-GReaT
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Papers
| Paper | Code | Results | Date | Stars |
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