Information:  - In finance, a loan is the lending of money from one individual, organization or entity to another individual, organization or entity. A loan is a debt provided by an entity (organization or individual) to another entity at an interest rate, and evidenced by a promissory note which specifies, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower.  - Tertiary education, also referred to as third stage, third level, and post-secondary education, is the educational level following the completion of a school providing a secondary education. The World Bank, for example, defines tertiary education as including universities as well as institutions that teach specific capacities of higher learning such as colleges, technical training institutes, community colleges, nursing schools, research laboratories, centers of excellence, and distance learning centers. Higher education is taken to include undergraduate and postgraduate education, while vocational education and training beyond secondary education is known as "further education" in the United Kingdom, or "continuing education" in the United States.  - Higher education, post-secondary education, or third level education is an optional final stage of formal learning that occurs after completion of secondary education. Often delivered at universities, academies, colleges, seminaries, and institutes of technology, higher education is also available through certain college-level institutions, including vocational schools, trade schools, and other career colleges that award academic degrees or professional certifications. Tertiary education at non-degree level is sometimes referred to as further education or continuing education as distinct from higher education.  - Continuing education (similar to further education in the United Kingdom and Ireland) is an all-encompassing term within a broad list of post-secondary learning activities and programs. The term is used mainly in the United States and parts of Canada. Recognized forms of post-secondary learning activities within the domain include: degree credit courses by non-traditional students, non-degree career training, workforce training, formal personal enrichment courses (both on-campus and online) self-directed learning (such as through Internet interest groups, clubs or personal research activities) and experiential learning as applied to problem solving.  - Secondary education normally takes place in secondary schools, taking place after primary education and may be followed by higher education or vocational training. In some countries, only primary or basic education is compulsory, but secondary education is included in compulsory education in most countries. In post-Soviet countries it is also known as general education or general middle education.  - The United Kingdom of Great Britain and Northern Ireland, commonly known as the United Kingdom (UK) or Britain, is a sovereign country in western Europe. Lying off the north-western coast of the European mainland, it includes the island of Great Britain (the name of which is also loosely applied to the whole country), the north-eastern part of the island of Ireland, and many smaller islands. Northern Ireland is the only part of the UK that shares a land border with another sovereign statethe Republic of Ireland. Apart from this land border, the UK is surrounded by the Atlantic Ocean, with the North Sea to its east, the English Channel to its south and the Celtic Sea to its south-south-west, giving it the 12th-longest coastline in the world. The Irish Sea lies between Great Britain and Ireland. With an area of , the UK is the 78th-largest sovereign state in the world and the 11th-largest in Europe. It is also the 21st-most populous country, with an estimated 65.1 million inhabitants. Together, this makes it the fourth most densely populated country in the European Union.  - Further education (often abbreviated FE) in the United Kingdom and Ireland, similar to continuing education in the United States, is a term used to refer to education (in addition to that received at secondary school), that is distinct from the higher education offered in universities and also some FE colleges. It may be at any level in compulsory secondary education, from entry to higher level qualifications such as awards, certificates, diplomas and other vocational, competency-based qualifications (including those previously known as NVQ/SVQs) through awarding organisations including City and Guilds, Edexcel (BTEC) and OCR. In addition, HE qualifications are often provided such as HNC, HND, Foundation Degree or PGCE. FE colleges are also a large provider of apprenticeships, where most of the training takes place in the apprentices' workplace with some day release into college.  - National Higher Education Fund Corporation ( Malay : Perbadanan Tabung Pendidikan Tinggi Nasional ) , abbreviated PTPTN is an authority responsible for giving study loans to students pursuing tertiary education in Malaysia . This agency is under Ministry of Education . The PTPTN 's Chairman is Shamsul Anuar Nasarah , member of the Malaysian Parliament for the seat of Lenggong in Perak .  - Postgraduate education, or graduate education in North America, involves learning and studying for academic or professional degrees, academic or professional certificates, academic or professional diplomas, or other qualifications for which a first or bachelor's degree generally is required, and it is normally considered to be part of higher education. In North America, this level is generally referred to as graduate school.    Given the paragraphs above, decide what entity has the relation 'instance of' with 'organization'.
Answer:
perbadanan tabung pendidikan tinggi nasional