Lymphoid leukemia (LL) and lymphoma are neoplasms developed from lymphoid cells (LCs). To understand why different forms of LL/lymphoma occur at different ages, we analyzed the effects of different types of DNA changes on a LC and the cellular characteristics of LCs... Point DNA mutations (PDMs) and chromosome changes (CCs) are the two major types of DNA changes. CCs have three subtypes by their effects on a LC: great-effect CCs (GECCs), mild-effect CCs (MECCs), and intermediate-effect CCs (IECCs). PDMs and MECCs are mostly mild thus can accumulate in cells. Some of the PDMs/MECCs contribute to cell transformation. A GECC affects one or more genes and can alone drive cell transformation. An IECC affects one or more genes and participates in cell transformation. Due to cellular characteristics, a LC may have higher survivability from DNA changes and require obtaining fewer cancerous properties for transformation than a tissue cell. Hence, a LC can be more rapidly transformed by a CC. On this basis, we hypothesize that a LC may have three pathways on transformation: a slow, a rapid, and an accelerated. Slow pathway is driven by accumulation of PDMs/MECCs. Rapid pathway is driven by a GECC in "one step". Accelerated pathway is driven by accumulation of PDMs/MECCs/IECC(s). Cell transformations of a LC via different pathways occur at different ages. A transformation via slow pathway occurs mainly in adults. A transformation via rapid pathway occurs at any age and has no increasing incidence with age. A transformation via accelerated pathway occurs also at any age but has increasing incidence with age. In conclusion, a LC may have three pathways on cell transformation, and the occurring age of LL/lymphoma may be determined by the transforming pathway of a LC. (read more)