no code implementations • 20 Jul 2016 • Rodrigo Scarpel, Alexandros Ladas, Uwe Aickelin
In order to build such risk profiles it is necessary to employ an approach that analyses data systematically in order to detect important relationships, interactions, dependencies and associations amongst the available continuous and categorical variables altogether and accurately generate profiles of most interesting household segments according to their credit risk.
no code implementations • 20 Feb 2015 • Alexandros Ladas, Eamonn Ferguson, Uwe Aickelin, Jon Garibaldi
Modelling Consumer Indebtedness has proven to be a problem of complex nature.
no code implementations • 3 Sep 2014 • Alexandros Ladas, Jonathan M. Garibaldi, Rodrigo Scarpel, Uwe Aickelin
Consumer Debt has risen to be an important problem of modern societies, generating a lot of research in order to understand the nature of consumer indebtness, which so far its modelling has been carried out by statistical models.
no code implementations • 8 Jul 2013 • Alexandros Ladas, Uwe Aickelin, Jon Garibaldi, Eamonn Ferguson
It has become apparent that models that have been applied widely in economics, including Machine Learning techniques and Data Mining methods, should take into consideration principles that derive from the theories of Personality Psychology in order to discover more comprehensive knowledge regarding complicated economic behaviours.