no code implementations • 1 Jun 2023 • Giacomo De Giorgi, Costanza Naguib
We analyze the impact of soft credit default (i. e. a delinquency of 90+ days) on individual trajectories.
no code implementations • 5 Nov 2021 • Giacomo De Giorgi, Matthew Harding, Gabriel Vasconcelos
Data on hundreds of variables related to individual consumer finance behavior (such as credit card and loan activity) is routinely collected in many countries and plays an important role in lending decisions.